Time value of money calculators

TVMStack app (planned)

Last updated 2026-10-24

The TVMStack app is in development and is not available in any store yet. This page says what is planned so you can decide whether to wait. Nothing here is a promise of a date.

What the free website already does

The TVM calculator and the Japan FP six coefficients calculator on this site are free and stay free. They run in the browser and nothing is uploaded.

What the app is planned to add

  • Cash-flow lists with NPV, IRR and MIRR, including a warning when a list has more than one IRR.
  • Loan and savings schedules, and equal payment against equal principal comparisons.
  • Worksheets you can save and export (PDF, CSV).
  • The same calculation engine as this website, which is tested against independently computed results.
  • Languages including Japanese and Brazilian Portuguese.

Planned pricing

Planned, not final: a one-time purchase of $14.99 (lifetime) or $3.49 a year. Prices may differ by country and may change before release. There are no store links on this page because the app is not published.

Who makes it

TVMStack is operated by SKYSEED TECH LLC. Questions: support@tvmstack.com.

The app is not affiliated with or endorsed by any calculator maker or exam body.